RRSO shows the total annual cost of a loan, including interest, commissions and additional fees. It is the key metric for comparing loans in Poland.

Can a foreigner get a loan in Poland?

Yes, but banks usually check PESEL, income in Poland, BIK credit history, residence documents and employment stability.

How should I compare cash loans?

Compare RRSO, total repayment amount, monthly installment, commission and customer requirements.

Loan ranking

Compare cash and instalment loans. RRSO is the total cost of the loan — always check this value.

Updated: 1.11.2026

Compared by RRSO/APRC

Current bank and lender offers

KNF status and clear costs

Kodenix Capital is not a credit intermediary under the Consumer Credit Act. Offers presented are for informational purposes only.

Compared by RRSO/APRCCompared by RRSO/APRC