About Kodenix Capital
Kodenix Capital is an independent financial product comparison platform created for residents of Poland β including Ukrainians who live and work here.
Real return
We show profit after Belka tax and inflation. Not just gross figures.
Transparency
Affiliate links are always labelled. Offer ranking does not depend on commissions.
Security
We mark products covered by BFG guarantee and supervised by KNF.
For everyone
Polish, English, Ukrainian. No jargon β we explain every term in plain language.
Data sources
Inflation (CPI):National Bank of Poland (api.nbp.pl) β updated every 24 hours
Deposit interest rates:Bank websites β updated manually after each change
Loan offers:Representative examples from banks and lenders
BFG guarantee:List of institutions participating in the guarantee scheme β bfg.pl
KNF supervision:Polish Financial Supervision Authority β knf.gov.pl
Monetisation & independence
Kodenix Capital earns through affiliate links. When you click "Open account" or "Check offer" and open a product, we may receive a fee from the financial institution.
Key principle: Offer ranking on Kodenix Capital is determined solely by financial parameters (real return, RRSO). No institution can buy a higher position in the ranking.